Maximize Income With The WealthLock® Income Builder

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Aspida Life’s WealthLock® Income Builder is exclusively available to broker-dealers, banks, and credit unions through your dedicated WealthVest wholesaling team.

Explore the WealthLock® Income Builder

A SINGLE PREMIUM DEFERRED FIXED INDEX ANNUITY (FIA)
Guaranteed Lifetime Withdrawal Benefit (GLWB)1: During the growth stage of your rider, a simple interest roll-up rate of [16]% is earned on the initial premium and added to the Benefit Base in Contract Years [1-3] and an [8]% simple interest roll-up rate in Contract Years [4-10]2.
Lifetime Withdrawal Percentages: Choose between Single or Joint Life Withdrawals at income activation.
Enhanced Nursing Home Multiplier3: In the event you are confined to an Eligible Nursing Home and meet the eligibility requirements, your Guaranteed Lifetime Annual Income amount can be multiplied by 200% for Single Life Withdrawals and 150% for Joint Life Withdrawals to help you pay for expenses.
Growth Opportunities: Fixed Interest Rate, Index Cap Rate, Performance Trigger Rate, Participation Rate, 2- and 5-Year High Watermark Participation Rate with QuarterLock®

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Income Planning

Support your clients’ retirement goals with guaranteed income strategies and principal protection:

  • Is Social Security Enough?

  • Covering Medicare Costs

  • Where We Win - Income

Protection Planning

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White Glove Service

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1 Limitations, variations, and exclusions may apply. Lifetime income withdrawals may be reduced or may stop if you take Excess Withdrawals from your contract. If Excess Withdrawals, Withdrawal Charges, or Market Value Adjustments (MVAs) reduce the contract’s Contract Value to zero, your lifetime income withdrawal payments will stop and the rider will terminate. Please see the contract for more information.

2 Rates are only applicable during Contract Years 1-10, after which the rate drops to 0.01%.

3 This feature is available for up to 60 months or until your annuity’s Contract Value is reduced to zero. Afterward, your income amount will return to the original amount and continue for the rest of your life.