Growth Guaranteed with WealthLockSM MYGA
Fixed annuities can help protect retirement dreams by offering lifetime income.
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What are Your Clients’ Needs?
Tax-deferred growth, which allows their contract value to grow faster when compared to taxable returns
100% protection of their principal from market fluctuations.
Dependable, guaranteed growth over a 2-, 3-, 5-, or 7-year term.
The option to turn their contract value into a stream of guaranteed future payments.
Premium*
Minimum: $25,000
Maximum: $1,000,000 maximum
*A premium of more than $1,000,000 may be accepted with prior approval from Aspida.
Issue Age
18 - 90 (Non-Qualified & Qualified),
Maturity Age is 115
Key
Features
Guarantee Periods
2-, 3-, 5-, & 7-years
Plan Types
May be issued as Non-Qualified or Traditional or Roth IRAs. Accepts rollovers from qualified plans, 457 plans, IRAs, Simplified Employee Pension (SEP) plans, 403(b) plans, and SIMPLE IRAs.
**Not Available in: NY
Your Tools for Retirement Planning
Conversation Starters
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White Glove Service
Deliver speed, simplicity, and security to your clients with our streamlined contracting, commission, and new business processes:
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Protection Consulting
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Guarantees are backed by the claims-paying ability of Aspida Life Insurance Company (“Aspida”). Annuities are designed for long-term accumulation of money; surrender and withdrawal fees may apply on early withdrawals. Annuity withdrawals are subject to income tax and withdrawals prior to age 59½ may also be subject to an IRS penalty.
This piece provides a brief summary of product features. The contract associated with the product will contain the actual terms, definitions, limitations, and exclusions that apply. Product features and availability vary by state and are solely the responsibility of Aspida. WealthLockSM MYGA Plus 2, 3, 5, and 7 contract form series ICC22C-MYGA1012 and C-MYGA1012. Some exclusions and exceptions apply. Please refer to the contract for the actual terms and conditions that apply.
The statements and comments offered in this communication are provided as general information and ideas. They are not intended to be, nor should they be relied on as, investment, legal, tax advice or recommendations. Before making a decision or giving advice about any matter contained in this communication, agents or individuals should consult their own attorney, tax or investment advisor.