WealthLock Accumulator 5 Year Named to Barron’s List of 100 Best Annuities

- Barron’s recognizes Aspida’s WealthLock Accumulator 5 Year as an
“enticing fixed-income replacement” for today’s volatile fixed-income environment. -

BOZEMAN, Mont. September 9, 2024 | WealthVest, a leading financial services distribution firm, announced that Barron’s has included the WealthLockSM Accumulator 5 fixed index annuity – developed jointly by WealthVest and Aspida Life Insurance Company (“Aspida”) – in their recently published “100 Best Annuities” annual guide.

The WealthLock SM Accumulator FIA, exclusively distributed by WealthVest’s nationwide wholesaling team, is designed to optimize growth, protect savings and provide tax advantages for consumers. Barron’s specifically recognized the FIA’s 5-year solution in the category of best fixed-indexed annuities for accumulation — commission-based.  

When compiling their annual list, Barron’s uses a set of assumptions for a hypothetical investor, like age and the size of the investment, to evaluate which annuities offer the best rates, payouts and lowest fees. Liquidity and flexibility are also consideration factors. While new to this year’s list, Barron’s annual guide notes that fixed index annuities, like the WealthLockSM Accumulator 5 Year, have become “enticing fixed-income replacements, given that bonds have been unreliable portfolio protectors in recent years.”

To be included in Barron’s annual guide, companies must hold an A.M. Best Financial Strength Rating (FSR) of A- or above. A.M. Best reaffirmed a financial strength rating of A- (Excellent), 4th highest of 13, for Aspida on June 21, 2024.

“WealthVest is proud to work alongside such a strong, secure and agile partner to deliver this valuable retirement planning solution to financial professionals and their clients,” said Matt Hamann, vice president and national sales manager for WealthVest. “WealthLockSM Accumulator is a compelling solution for many consumers, especially with the embedded QuarterLock® feature on the FIA’s high watermark strategies. The feature offers a unique way for consumers to lock in gains quarterly, inside a principal-protected solution.”

Financial professionals and clients can leverage WealthLockSM Accumulator to earn returns tied to the performance of the four exclusive indices available within the FIA. They can also choose from 12 different crediting strategies across 5-, 7- and 10-year guarantee periods to optimize and grow their assets, tax deferred. The fixed index annuity is available at select broker-dealers and financial institutions in 49 states and DC.

For information on WealthLock SM Accumulator, to inquire about rates, or to explore the performance of the available indices, contact the WealthVest sales desk at 1-877-811-6081 or visit www.aspidasales.com.

Barron’s is a weekly news publication owned by Dow Jones & Company that provides analysis and commentary on stocks, investments and markets.

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About WealthVest

WealthVest is one of the leading distributors of fixed, fixed index, registered index-linked and variable annuities—as well as structured products— to U.S. financial advisors. WealthVest’s leadership is fueled by proprietary thought-leadership, consumer-driven product design expertise, strategic marketing, technology, and specialization in both field and hybrid-based advisor wholesaling. Follow them on Facebook and LinkedIn or visit wealthvest.com.

WealthVest, in partnership with Aspida, offer new products based on exclusive Invesco Peak Index

Aspida’s WealthLock SM Accumulator Fixed Index Annuity offers two crediting strategies linked to the Invesco Peak Index

WealthVest, a financial services marketing and wholesaling firm, in conjunction with Aspida Life Insurance Company (“Aspida”), a life insurance and annuity company, is now offering crediting strategies on an exclusive index from Invesco Ltd. on Aspida’s WealthLockSM Accumulator Fixed Index Annuity – developed jointly with WealthVest.

The WealthLock SM Accumulator FIA, distributed solely by WealthVest’s nationwide wholesaling team, gives consumers the option to choose between 1- and 2-year point-to-point participation and point-to-point cap rate strategies on the Invesco Peak Index. The FIA is currently available in more than 35 states and features 7- and 10-year products, penalty-free withdrawals, a nursing home endorsement, a terminal illness waiver, and a bailout rate feature.

“We are pleased we can offer Aspida Life Insurance Company an exclusive license to utilize our Invesco Peak Index as a basis for several new client strategies,” said Scott Wolle, Head of Systematic and Factor Investing. “Invesco Indexing is uniquely situated to leverage the expertise of Invesco’s investment teams, which allows us to provide compelling index solutions for crediting strategies.”

The Invesco Peak Index provides dynamic exposure to both equities and bonds, while targeting annualized volatility of 5%. The centerpiece of the Invesco Peak Index is a focus on high-quality domestic companies based on efficiency, management and earnings. Invesco developed this index methodology and licensed from Credit Suisse, a leading financial services provider, the index’s bond overlay.

"We are very excited to be working with Aspida, Wealthvest and Invesco on the development and launch of this index,” said Andrew Ip Ping Wah, Head of Insurance Solutions for Credit Suisse. 

For more information on WealthLock SM Accumulator, participation rates or the index equity, contact the WealthVest sales desk at 1-866-221-2615 or visit http://www.aspida.com/wealthlock-accumulator.

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About WealthVest

WealthVest is one of the leading distributors of fixed, fixed index, registered index-linked and variable annuities—as well as structured products— to U.S. financial advisors.  WealthVest’s leadership is fueled by proprietary thought-leadership, consumer-driven product design expertise, strategic marketing, technology, and specialization in both field and hybrid-based advisor wholesaling. Follow them on Facebook and LinkedIn or visit wealthvest.com.

About Aspida 

Aspida Holdings Ltd., through its subsidiaries (collectively “Aspida”), is focused on providing retirement and reinsurance solutions, having operations in the U.S. and Bermuda with total assets of $3.5 billion as of Dec. 31, 2021. Aspida, through its U.S. platform – Aspida Life Insurance Company – is focused on leveraging technology and agility to help clients achieve – and protect – their dreams. Its Bermuda-based reinsurance platform, Aspida Life Re, is focused on providing efficient and secure life and annuity reinsurance solutions. Aspida seeks to be a trusted partner in its clients’ financial security while driving its growth by doing good for the communities it serves. Aspida is an indirect subsidiary of Ares Management Corporation. For more information, please visit: www.aspida.com.

About Invesco Ltd.

Invesco Ltd. is a global independent investment management firm dedicated to delivering an investment experience that helps people get more out of life. Our distinctive investment teams deliver a comprehensive range of active, passive and alternative investment capabilities. With offices in more than 20 countries, Invesco managed US $1.4 trillion in assets on behalf of clients worldwide as of June 30, 2022. For more information, visit www.invesco.com.

About Credit Suisse

Credit Suisse is one of the world's leading financial services providers. The bank’s strategy builds on its core strengths: its position as a leading wealth manager, its specialist investment banking capabilities and its strong presence in its home market of Switzerland. Credit Suisse seeks to follow a balanced approach to wealth management, aiming to capitalize on both the large pool of wealth within mature markets as well as the significant growth in wealth in Asia Pacific and other emerging markets, while also serving key developed markets with an emphasis on Switzerland. The bank employs more than 50,000 people. The registered shares (CSGN) of Credit Suisse Group AG, are listed in Switzerland and, in the form of American Depositary Shares (CS), in New York. Further information about Credit Suisse can be found at www.credit-suisse.com. 

WealthVest and Aspida Partner with Franklin Templeton on Exclusive Index

-Aspida’s WealthLock℠Accumulator Fixed Index Annuity offers two crediting strategies linked to the Franklin Factors US Index-

WealthVest, a financial services marketing and wholesaling firm, in conjunction with Aspida Life Insurance Company (“Aspida”), a life insurance and annuity company, have partnered with Franklin Templeton to offer two new crediting strategies on an exclusive index within Aspida’s WealthLock℠ Accumulator Fixed Index Annuity – developed jointly with WealthVest.

The WealthLock℠Accumulator FIA, distributed solely by WealthVest’s nationwide wholesaling team, allows consumers to access 1- and 2-year point-to-point participation and point-to-point cap rate strategies through the Franklin Factors US Index. The index also offers a unique 5-year High Watermark participation strategy that gives consumers the opportunity to lock in the highest quarterly index value through the strategy’s QuarterLock℠ feature.

“We are excited to partner with Aspida and WealthVest on introducing the Franklin Factors US Index,” said Doug Sue, Vice President and Senior Client Portfolio Manager at Franklin Templeton Investment Solutions. “This index is designed to deliver consistent returns through its use of factor investing and focus on quality, value and momentum. This factor-based approach can allow the index to take advantage of market conditions and maintain an attractive risk/return profile. We believe the launch of this index on the Aspida annuity platform is an important representation of Franklin Templeton’s commitment to this growing space within retirement savings.”

Using a daily rules-based allocation, the Franklin Factors US Index seeks to strategically take advantage of market conditions and maintain a 5% volatility target. The index is designed to provide consistent returns through its use of factor investing and a focus on quality, value and momentum.

The fixed index annuity is now available in more than 35 states and features 7- and 10-year products, penalty-free withdrawals, a nursing home endorsement, a terminal illness waiver, and a bailout rate feature.

For more information on WealthLock ℠ Accumulator, rates or the equity indices, contact the WealthVest sales desk at 1-866-221-2615 or visit http://www.aspida.com/wealthlock-accumulator.

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About Aspida 

Aspida Holdings Ltd., through its subsidiaries (collectively “Aspida”), is focused on providing retirement and reinsurance solutions, having operations in the U.S. and Bermuda with total assets of $3.5 billion as of Dec. 31, 2021. Aspida, through its U.S. platform – Aspida Life Insurance Company – is focused on leveraging technology and agility to help clients achieve – and protect – their dreams. Its Bermuda-based reinsurance platform, Aspida Life Re, is focused on providing efficient and secure life and annuity reinsurance solutions. Aspida seeks to be a trusted partner in its clients’ financial security while driving its growth by doing good for the communities it serves. Aspida is an indirect subsidiary of Ares Management Corporation. For more information, please visit: www.aspida.com.

About WealthVest

WealthVest is one of the leading distributors of fixed, fixed index, registered index-linked and variable annuities—as well as structured products— to U.S. financial advisors.  WealthVest’s leadership is fueled by proprietary thought-leadership, consumer-driven product design expertise, strategic marketing, technology, and specialization in both field and hybrid-based advisor wholesaling. Follow them on Facebook and LinkedIn or visit wealthvest.com.

About Franklin Templeton

Franklin Resources, Inc. [NYSE:BEN] is a global investment management organization with subsidiaries operating as Franklin Templeton and serving clients in over 150 countries. Franklin Templeton’s mission is to help clients achieve better outcomes through investment management expertise, wealth management and technology solutions. Through its specialist investment managers, the company offers boutique specialization on a global scale, bringing extensive capabilities in equity, fixed income, multi-asset solutions and alternatives. With offices in more than 30 countries and approximately 1,300 investment professionals, the California-based company has over 75 years of investment experience and approximately $1.4 trillion in assets under management as of June 30, 2022. For more information, please visit franklintempleton.com and follow us on LinkedIn, Twitter and Facebook.

WealthVest, in partnership with Aspida, offers new Lighthouse Index from Janus Henderson and Societe Generale

Aspida’s WealthLock Accumulator fixed index annuity offers two crediting strategies linked to the Janus SG Lighthouse Index

WealthVest, a financial services marketing and wholesaling firm, in conjunction with Aspida Life Insurance Company (“Aspida”), a life insurance and annuity company, is now offering crediting strategies on an exclusive index from Societe Generale and Janus Henderson Investors on Aspida’s WealthLockSM Accumulator Fixed Index Annuity.

The WealthLock Accumulator FIA, distributed solely by WealthVest’s nationwide wholesaling team, enables consumers to take advantage of 1- and 2-year point-to-point participation and point-to-point cap rate strategies on the Janus SG Lighthouse Index. The FIA is now available in more than 35 states and features 7- and 10-year products, penalty-free withdrawals, a nursing home endorsement, a terminal illness waiver, and a bailout rate feature.

“Particularly in turbulent market conditions, many investors are seeking ways to find stability in their investment and retirement strategies. We are excited to be able to provide Janus SG Lighthouse Index, which seeks to harness the power of transparency, in this innovative product offering from Aspida and Wealthvest. We believe that well-constructed strategies such as the Lighthouse Index can help investors find stability using Fixed Index Annuities,” said Nick Cherney, Head of Exchange Traded Products at Janus Henderson Investors.

Relying on historical observations, the Janus SG Lighthouse Index delivers transparency and foresight to consumers by selecting stocks that have recently provided earnings guidance. Historically, companies that provide earnings guidance delivered better returns than their peers. Janus Henderson developed this index methodology alongside Societe Generale, a leading European investment bank and financial services firm, who created the systematic bond allocation strategy and will be supporting the Janus SG Lighthouse Index.

“We partnered with Janus Henderson Investors to build an investment solution aimed at navigating agitated markets while providing exposure to high potential stocks. The Janus SG Lighthouse Index is the result of this effort. The Index includes our proprietary ‘Smart Duration Signal’ which seeks to efficiently adjust portfolio allocations between equities and bonds. The equity portion of the Index provides exposure to companies that offer transparency in their earnings expectations in an effort to improve performance outcomes,” said Natasha Dadlani with Global Markets Insurance Solutions.

For more information on WealthLock Accumulator, rates or the index, contact the WealthVest sales desk at 1-866-221-2615 or visit http://www.aspida.com/wealthlock-accumulator.

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About WealthVest

WealthVest is one of the leading distributors of fixed, fixed index, registered index-linked and variable annuities—as well as structured products— to U.S. financial advisors.  WealthVest’s leadership is fueled by proprietary thought-leadership, consumer-driven product design expertise, strategic marketing, technology, and specialization in both field and hybrid-based advisor wholesaling. Follow them on Facebook and LinkedIn or visit wealthvest.com.

About Aspida 

Aspida Holdings Ltd., through its subsidiaries (collectively “Aspida”), is focused on providing retirement and reinsurance solutions, having operations in the U.S. and Bermuda with total assets of $3.5 billion as of Dec. 31, 2021. Aspida, through its U.S. platform – Aspida Life Insurance Company – is focused on leveraging technology and agility to help clients achieve – and protect – their dreams. Its Bermuda-based reinsurance platform, Aspida Life Re, is focused on providing efficient and secure life and annuity reinsurance solutions. Aspida seeks to be a trusted partner in its clients’ financial security while driving its growth by doing good for the communities it serves. Aspida is an indirect subsidiary of Ares Management Corporation. For more information, please visit: www.aspida.com.

About Janus Henderson Group

Janus Henderson Group (JHG) is a leading global active asset manager dedicated to helping investors achieve long-term financial goals through a broad range of investment solutions, including equities, fixed income, quantitative equities, multi-asset and alternative asset class strategies. At 31 March 2022, Janus Henderson had approximately US$361 billion in assets under management, more than 2,000 employees, and offices in 23 cities worldwide. Headquartered in London, the company is listed on the NYSE and the ASX.

About Societe Generale

Societe Generale is one of the leading European financial services groups. Based on a diversified and integrated banking model, the Group combines financial strength and proven expertise in innovation with a strategy of sustainable growth. Committed to the positive transformations of the world’s societies and economies, Societe Generale and its teams seek to build, day after day, together with its clients, a better and sustainable future through responsible and innovative financial solutions.

WealthVest to Deliver Aspida’s New Annuity Solutions

Independent Insurance agents can now access Aspida’s new principally protected retirement solutions through their WealthVest wholesaler

Find more information about Aspida’s new fixed and fixed index annuities, contact the Aspida Sales Desk at 877-811-6081 or visit www.aspidasales.com.

Aspida Life Insurance Company (“Aspida”), a life insurance and annuity company, and WealthVest, a financial services marketing and wholesaling firm, announced plans today to partner on the distribution of Aspida’s principal-protected retirement solutions, now available in more than 35 states.

Aspida’s new WealthLockSM Multi-Year Guaranteed Annuity and WealthLockSM Accumulator Fixed Index Annuity – developed jointly with WealthVest – are focused on redefining consumer value in both the fixed annuity and fixed index annuity spaces.

“Our strategy has always been to build out a leading, growing annuity brand with a strong, diversified balance sheet and an easy-to-use, state-of-the-art technology platform,” said Chad Burns, chief distribution officer at Aspida. “Together with WealthVest, we are well-equipped to deliver on that strategy and help our clients achieve and protect their dreams.”

Now available through WealthVest’s nationwide wholesaling team, Aspida’s WealthLockSM Multi-Year Guaranteed Annuity features tax-deferred, guaranteed rates over 2-, 3-, 5- and 7-year bands. Aspida’s WealthLockSM Accumulator Fixed Index Annuity offers multiple equity indices and crediting strategies, including a unique 5-Year High Watermark Participation Rate Strategy designed to allow consumers to lock in rising index values on a quarterly basis.

“Aspida and WealthVest share a vision that annuity products need to provide the highest consumer value,” said Wade Dokken, co-founder and CEO of WealthVest. “Annuities are known for their principal protection features, but equally important, annuities need to provide highly competitive returns for investors. The WealthLock annuities are designed to deliver consumers highly competitive return opportunities.”

Aspida’s cutting-edge, client-centered platform is designed to provide efficient, high-quality customer service in today’s digital world. This competitive edge enables Aspida – quickly, easily and securely – to provide the products, tools and resources that financial professionals, and their clients, need for their retirement solutions.

A.M. Best, a global credit rating agency specializing in the insurance industry, recently awarded Aspida an A- (Excellent) financial strength rating. The company also received an A- rating from Kroll Bond Rating Agency (KBRA). Additionally, the company is backed by Ares, a leading global alternative investment manager with approximately $325 billion of assets under management as of March 31, 2022.

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About Aspida 

Aspida Holdings Ltd., through its subsidiaries (collectively “Aspida”), is focused on providing retirement and reinsurance solutions, having operations in the U.S. and Bermuda with total assets of $3.5 billion as of Dec. 31, 2021. Aspida, through its U.S. platform – Aspida Life Insurance Company – is focused on leveraging technology and agility to help clients achieve – and protect – their dreams. Its Bermuda-based reinsurance platform, Aspida Life Re, is focused on providing efficient and secure life and annuity reinsurance solutions. Aspida seeks to be a trusted partner in its clients’ financial security while driving its growth by doing good for the communities it serves. Aspida is an indirect subsidiary of Ares Management Corporation. For more information, please visit: www.aspida.com.

About WealthVest

WealthVest is one of the leading distributors of fixed, fixed index, registered index-linked and variable annuities—as well as structured products— to U.S. financial advisors.  WealthVest’s leadership is fueled by proprietary thought-leadership, consumer-driven product design expertise, strategic marketing, technology, and specialization in both field and hybrid-based advisor wholesaling. Follow them on Facebook and LinkedIn or visit wealthvest.com.